I can actually speak to this.
Mind you, I’m of the opinion that people should be dragged into the twentieth century, kicking and screaming if necessary. But… here’s the thing.
Until relatively recently, most of this stuff wasn’t mandatory. Cash is becoming increasingly expensive to use, and it wasn’t that long ago that you could just hand your card to the clerk. And it doesn’t help that what started out as “swipe your card” is now a five step process where you have to decline a store discount card, a donation to a shady charity, and a new loan on your house.
And the thing is, these older people are scared. Because they’re vividly aware that the world they know how to operate in is going away. The added benefits– which really aren’t as many as you think– of doing it the new way weren’t worth the effort of learning a completely new way of doing things before– and now they’re faced with the reality that the old way just isn’t there.
I don’t think a lot of younger people truly understand how much the process of getting and spending money has changed. When I was in my early twenties, I went for two years without a bank account at all. My job would write me a check, I’d endorse it, and they’d give it to me in cash.
I was able to pay my rent and phone bill with money orders, and my internet service was tacked onto my phone bill. As far as buying things online… that…. that wasn’t a thing. If you wanted to buy something online, you were still going to be mailing someone a check or money order.
And while the new way of doing things is more convenient, it’s not actually better. Don’t get me wrong, data breaches and identity theft happened before 1997, but… they weren’t a goddamn industry. I did not ONCE during the twentieth century walk into a place of business only to learn that the credit card machine wasn’t working anymore. And it really does not help that movies and tv shows actually make the problem sound somehow worse than the cyberpunk dystopian hellscape we’re currently in.
And you laugh, but this is going to happen to you. 25 years ago, nobody NEEDED the internet at home. For anything. Oh, there were things that could be accessed with the internet, but as a general rule it wasn’t anything you couldn’t get elsewhere. Sixteen years ago (as of this writing), the first iPhone had not yet been released, and there really wasn’t such a thing as the “mobile internet.”
Think about that. The people born the day before the first modern smartphone hit the market have not yet graduated high school.
And the fun thing? The rate of change is increasing, and it’s affecting everything. And it’s not going to be much longer before you find yourself saying “I just want to buy a goddamned pizza. No, my credit card doesn’t have Wi-Fi R capability. Why the fuck would I even want that? No, I don’t have a bioimplant with the details. That’s just madness. That’s how the four corporations that control the world track you. Just give me the thing to scan my card AND WHAT DO YOU MEAN IT’S BUILT INTO THE CEILING? ”
I mean maybe it’s gonna be different but I would like to believe that 30 years from now I would get a Wi-Fi R capable credit card suitable for ceiling scanning with bioimplant security if that is what the standard was, even if my old chip card were still technically compatible.
Maybe I’m wrong, idk, but right now as a Young Millenial I love the fact that I can pay for stuff at the grocery store with just my phone and my fingerprint, and I’m sure it will get more convenient as society progresses.
Oh, don’t get me wrong. I absolutely adore being able to pay with my phone. But “convenient” is a relative term– it’s convenient for you because you have a smartphone, and know how to use a smartphone.
But sooner or later a technology is going to come out that you’re not going to need. Maybe you appreciate it, maybe you think it’s pointless. It provides a new way to do X, but you already have a way to do X, and either don’t have the money or just plain don’t see the need to have the new shiny, since you can still do X perfectly fine, the way you’ve always done it.
And then ten or fifteen years later, you’ll discover that you no longer can do X, because the only way to do X is with a technology that has been absent for the first 40 years of your life, and optional for the last ten or fifteen, but suddenly you just can’t. Not without buying this new technology that you don’t know how to use and don’t want.
Here’s a real-world example that’s absolutely fucking the over-sixty crowd: Two Factor Authentication.
When it first rolled out, it was only in high-security operations, and consisted of an electronic keycode generator– the little keyfob. Then they added the ability to send codes over text. Then they developed smartphone apps.
Now, the thing is– each one of those options require its own technological infrastructure. And when 65% of the client base is using the app, and and 30% is using text, the 5% that’s using the little keyfob generators are now an unreasonable expense. You’re maintaining the infrastructure to work with the keyfobs and a business relationship with the manufacturers of those keyfobs, not mention the manpower required to add the keyfobs to individual accounts. So you drop the keyfobs. A few years later, only 5% of the people using text messages for 2FA, because smartphones have really caught on, and once again– you’re spending a huge chunk of your budget on the servers that generate the 2FA codes, the capacity to send the codes, and a per-code cost. (Admittedly, usually broken up across a batch of thousands, but still.) So you drop that capability.
Now, a lot of 60-70 year olds have never owned smartphones, and are being declared “unavoidable collateral damage” by companies that use 2FA, because the cost of supporting such customers is more than the profit they generate. To make it worse, the apps themselves are, by necessity, getting more advanced, and in some cases older phones won’t run them.
And that’s a change dictated by security, market, and cost factors. That’s not even getting into things like… well, have you noticed a lot of companies are trying to get you to order and pay with the app? It has nothing to do with YOUR convenience, and everything about how McDonald’s wants to spend less money on cashiers. There’s a lot of technology out there that’s “for your convenience” but really it’s “for our profit”, and “for your protection” but what they’re protecting you from is saving money or spending it somewhere else.
I mean, hell… you don’t even have to leave [tumblr] to see Millennials complaining about how physical copies are going away and you can’t OWN things anymore, whether it’s music, software, or movies. Or how we used to have a cable provider, then it was a cable provider and Netflix, now it’s fifteen streaming services and a cable provider.
I can’t tell you what it is– though as Gen X, I will probably start complaining about it before you do– but some major component of how you interact with the world is going just go away. And maybe it will just be the steady march of progress, or it may be the forward offensive of capitalism. Maybe you WILL be keeping up with the technology, but the company that makes the technology goes out of business and you have to learn something new. Maybe the company that makes the technology gets bought by another company for the sole purpose of shutting down the easier, better technology instead of the one that is more difficult and makes the new owner more money.
But I assure you, you will find yourself saying “It doesn’t need to be this complicated. I could do this LAST MONTH. I have been able to do this since before you were born, and there is absolutely no reason I should not be able to do this now.”
This problem will be complicated by the fact that the first time it happens, it will turn out to be totally possible, it’s just that this particular clerk doesn’t know how. The second time it happens, it will be hidden behind a menu option that maybe makes sense once it’s in front of you, but neither you or the clerk feels like they should have been expected to figure that out intuitively. There will probably be more than one case where the problem is, in fact, the little shit behind the counter doesn’t want to admit they they might be wrong, or just doesn’t want to spend forty-nine seconds to find out/do it the hard way because they could spend that time talking to the cashier in the next line. And then one day there will be a hardware upgrade, a policy change, or the last guy in the store who knew how to do it accidentally was talking about going to Communion and management just heard “union” and now he’s not allowed within 500 feet of the store or any of its employees.
(Although I did not know it at the time, when I left my first help desk job, I was the last person who knew how to use the cockamamie Rube-Goldberg system that was used for…. well, in modern terms, dial-up VPN. They didn’t know it at the time, either, and because the damage was done, there was absolutely nothing they could do to help the guy who HAD to use the legacy platform, and if it weren’t for the facts that he remembered my name, I was listed in the phone book, I remembered HIM as a caller who was always easy to work with, I had the time, I had the patience, I had the kindness, and most importantly, I am a goddamn robot who was able to sit down on the floor and pull up all the configuration screens for an app I had not even seen in three months in my head like a fucking terminator HUD, he would have blown a I-shit-you-not EIGHT FIGURE SALE. To this day I’m mad that extortion didn’t even cross my mind.)
But the day is going to come where you Just Can’t Do It Like That Anymore… and that day is going to come sooner for you than it will for me, and sooner for Gen Z than for you. Technological growth is exponential, and prone to sudden leaps forward that nobody can predict until mid-leap, and even then we’re not even sure where we’ll land.
@yeah-how-about-nope, your tags raise an excellent point.
#they plan to close down the bank in my grandma’s town and expect the ppl living there#of which a majority are elderly people. to just do online banking instead. offices that you could show up at without an appointment#want appointments made through an app or website now too or else they won’t help you at all.#at some point all of us will experience a New Thing in technology we consider worse than what we’re already used to.#either bc we don’t trust it or it feels unnecessary or not yet well thought-through. and suddenly we missed the memo#and it became the standard and then mandatory. it can happen so fast. and it will be annoying and frustrating and probably embarrassing too#reblogged
The economic and political factors shouldn’t be ignored here. I live in a haunted forest just outside a no-stoplight county seat. Until very recently, a large chunk of the internet was more or less unavailable to me because my only internet options had bandwidth caps that assumed you didn’t want to watch more than one movie online per month, and sort of forgot that 75% of the web pages out there embed streaming video ads.
And a lot of the people entering retirement now? They can’t AFFORD to keep up to date. What’s left of their life savings is worth 61% of what it was 20 years ago, and it’s not getting better.
(Source: https://www.tumblr.com/)
